Study on Reverse Mortgage Pattern in China
Liangbo Zhu

Abstract
Currently, China is facing severe situation of population ageing. Pension problems have became one of the major issues related to people's livelihood. While old-age security system is not yet perfect, exploring mode that suits China becomes a top priority. In recent years, the "reverse mortgage "became a hot topic in China's new endowment. China has planned pilot conducted in Beijing, Shanghai and other major cities. The purpose of this paper is to analyze the feasibility and risk preventing and propose policy suggestions to improve reverse mortgage pattern.

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