Funding Housing Deficit in Nigeria: A Review of the Efforts, Challenges and the Way Forward
Iwedi Marshal, Onuegbu Onyekachi

Abstract
This study reviewed the efforts and challenges of funding housing deficit in Nigeria and the way forward. It has identified some challenges to include inadequate appropriation of fund or poor funding, outdated mortgage laws or poor mortgage system, unfriendly compliance with the National Housing Fund scheme among others. The study concluded that adequate funding via appropriation or international aids, viable mortgage system and policy implementation are indispensable tools for bridging the housing deficit in this sector of the Nigeria Economy and recommended among others that government should collaborate with the private sector and international donors for provision of funds for effective housing delivery for Nigerians. While government at all levels should take off the huddles and hitches in getting land and the issuance of the certificate of occupancy.

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