Study on Divided and Mixed Operation about Chinese Financial Industry
Youyou Yu

Abstract
This paper addresses the problems of Chinese financial industry and discusses the ways in which allocation of resources and innovation can manage their exposure to these problems. Starting from the present situation of Chinese financial industry, based on the different background, it makes some comparisons between foreign countries and China for the reasons of choosing different business model. In view of the existing problems, it puts forward some unique insights and perceptions. In the future, the development trend of Chinese financial industry is financial holding company. Before having not yet reached some requirements like the developed countries, Chinese financial reform must seek steady development.

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