A Financial Performance Comparison of Foreign VS Local Banks in Ghana
Ntow – Gyamfi Matthew, Laryea Afoley Esther

Abstract
The banking sector is very important to the economy of nations and for developing worlds, it is extremely crucial. It is therefore important to understand all the parameters in the commercial banking sector so as to be guided in policy formulation. In this study we compare the performance of foreign and local banks in Ghana along the following dimensions; Return on Assets, Return on Equity, Asset Quality, Capital Adequacy, Management Efficiency, Earning Performance, Liquidity and Bank size using data from 2005-2010. We find various differences in ratios for the two types. It is important to note that this study is for academic purpose.

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